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ATTENTION Anyone Living Paycheck to Paycheck and Feeling Stuck Financially!

How to Eliminate Debt, Rebuild Credit, and Finally Take Control of Your Money—All at Your Own Pace

Without Budgeting Apps That Confuse You, Financial Gurus Who Don’t Get It, or Cutting Out Every Joy in Life

4.9/5 star reviews

Thousands of happy customers worldwide

4.9/5 star reviews

Thousands of happy customers worldwide

You Work Hard—But Why Doesn’t It Ever Feel Like Enough?

Discover a Straightforward, Self-Paced System That Helps You Pay Off Debt, Build Credit, Save with Confidence, and Take Charge of Your Financial Future—Starting Right Where You Are

Build a flexible budget you can actually stick to—even on a tight or unpredictable income

Pay off at least $1,000 in debt using realistic, proven strategies

Raise your credit score by 50–100 points (yes, even if it’s currently in the 400s)

Start an emergency fund and explore simple ways to invest—no extra money required

WHY YOU NEED THIS

Before vs After: See the Difference Debt-Free & Thriving Can Make

Avoiding bills and afraid to check your bank account
Drowning in credit card debt and falling behind
Struggling to qualify for housing or credit cards
Feeling ashamed, overwhelmed, confused and stuck
Living paycheck to paycheck with no savings

Confidently tracking money and handling emergencies with ease
Making progress on debt every month and watching balances drop
Getting approved with better terms and no need for a cosigner
Feeling empowered, clear-headed, and back in control
Finally putting money aside for peace of mind and the future

How It Works (The Process is Simple)

Self-paced lessons that guide you step-by-step through budgeting, debt payoff, credit improvement, and more

Downloadable tools and templates to make money management simple—even if you’re not a “numbers person”

Real-life examples tailored for people who don’t have disposable income or extra time

Weekly action plans to keep you focused and moving forward

No judgment, no fluff—just realistic financial strategies that work

Lifetime access so you can revisit the material whenever you need a reset or a boost

TESTIMONIALS

What Others Are Saying

“I paid off over $1,200 in debt and raised my credit score by 72 points after going through Marc’s course. It’s clear, honest, and actually made sense for someone like me."

- Luis C.

“I’ve tried budgeting apps, spreadsheets, and YouTube videos—but none of them stuck. Debt-Free & Thriving gave me a plan I could finally follow. I now have savings, better credit, and peace of mind.”

- Darius T.

"I thought financial freedom was for people with six-figure jobs. Marc showed me it’s possible even with a tight income. I’m on track to pay off my car early and finally sleep at night."

- Andrea T.

MODULES

What You’ll Learn Inside Debt-Free & Thriving

Real-World Budgeting That Actually Works

Create a flexible budget that works even if your income isn’t consistent or your expenses are tight.

Strategic Debt Payoff Without Deprivation

Discover how to eliminate debt efficiently—without extreme sacrifice or shame.

Boosting Your Credit Score the Smart Way
Understand what really impacts your credit and how to improve it step-by-step, regardless of your starting point.

Saving & Investing with Confidence
Start saving and explore beginner-friendly investment options, even if you’ve never invested a penny before.

Each module includes video lessons, practical tools, and real-life applications to help you move forward, no matter your starting point.

4.9/5 star reviews

Debt-Free & Thriving

This is more than a course—it’s a system for changing how you think about and manage your money for good. It’s built for real people with real financial pressure, not trust funds.

Here's what you get:

4 clear, self-paced modules focused on budgeting, debt, credit, and saving
Lifetime access to all videos, worksheets, and tools
Real-world templates that actually match your financial life
Access to the private community for support, accountability, and connection

Today Just

$97 one time

"Best purchase ever!"

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THE OFFER BREAKDOWN

Here's Everything You Get

Complete Online Course

Self-paced, mobile-friendly and with lifetime access

Budgeting Toolkit

Custom-printable templates, checklists, and spending tracker

Credit Score Recovery Guide

Raise your score with simple, actionable steps

Emergency Fund Builder Plan

Save $500 faster than you thought possible

Beginner Investment Setup Walkthrough

Simple investment walkthroughs for first-time investors. No fancy lingo, just practical steps

Private Student Community Access

Get encouragement, share wins, stay motivated and get feedback in real time

ABOUT US

Meet Your Instructor

Hi, I'm Marc Oden, a financial literacy consultant with over a decade of experience helping people just like you gain control of their finances.

I know what it feels like to struggle — not because you don’t have the means, but because no one ever taught you how to make money work for you.

I’ve been there: stressed, stuck, and searching for answers. But through that struggle, I discovered that financial freedom isn’t just about money — it’s about confidence, peace, and legacy.

That’s why I created Debt Free and Thriving — to help you break free from debt, build real wealth, and create the life you deserve.

Because freedom isn’t out of reach. It’s one step, one lesson, one choice away.

It’s time to break free. Build wealth. Live thriving.

WHO IS THIS course FOR

Debt-Free & Thriving is Perfect For You If..

You’re Tired of living paycheck to paycheck and want a way out

You feel overwhelmed by debt and don’t know where to start

Your credit score is holding you back from opportunities

You’ve tried budgeting before, but nothing seems to stick

You’re tired of financial advice that doesn’t apply to your reality

You want to feel proud and confident about your money decisions

You want to break the cycle of financial struggle for yourself and your family

You’re ready to finally create a financial safety net and plan for the future

You Don’t Have to Do This Alone

Join the worldwide community

When you enroll in Debt-Free & Thriving, you join a supportive, judgement-free community of everyday people working toward a better financial future: Focusing on stability, freedom, and peace of mind. Ask questions, share wins, and get the support and accountability you need from others who get it.

Together, we move forward.

STILL NOT SURE?

Our Risk-Free Promise

Take the first lesson, apply the steps, and if you don’t see progress, we’ll give you your money back. No hassles. No judgment. Just our commitment to your success.

STILL GOT QUESTIONS?

Frequently Asked Questions

I’m not great with money. Will this course still work for me?

Absolutely. This course was made for people who feel overwhelmed or unsure. No jargon, just clear steps.

How long is the course?

That’s totally fine. It’s 100% self-paced. Start when you’re ready and go at your own speed. Revisit any lesson anytime.

Will this work if I have a really low income or poor credit?

Absolutely. The entire course is built for people working with tight budgets and less-than-perfect credit scores.

Do I need any special tools or software?

Just an internet connection and a willingness to learn. Everything else is included

Is the course accessible outside the U.S.?

Yes. While the financial examples are U.S.-based, the principles and strategies apply globally.

Ready to Break Free From Financial Stress?

Stop surviving and start thriving?
Don’t let debt, bad credit, or financial fear hold you back another day.

Join hundreds of others who’ve taken control of their financial future.

Join Debt-Free and Thriving Today

Enroll Now!

Take the first step toward financial freedom